In the case of liability arising out of contracts, which coverage is often not included?

General liability coverage typically excludes liability arising out of contracts. This type of coverage is designed to protect businesses from claims of bodily injury and property damage resulting from direct business operations, but it does not extend to contractual obligations. When a business enters into a contract, the liability that arises from that contract is not typically covered unless specifically included.

In contrast, professional liability coverage and errors and omissions coverage are designed to protect against claims related to professional services provided under a contract, making them highly relevant in situations where contractual liability might arise. Workers' compensation, on the other hand, addresses employee injuries and is not related to business liability under contracts. Therefore, general liability coverage is the right choice as it does not encompass contractual liabilities, while the other options have specific protections related to contract negligence or obligations.