What does employee dishonesty coverage protect businesses from?

Employee dishonesty coverage specifically protects businesses from financial losses that result from fraudulent acts committed by their employees. This type of insurance is designed to mitigate risks associated with theft, embezzlement, or other dishonest behaviors that can lead to significant financial damage for a company.

By including this coverage in a business's insurance policy, a company can safeguard its assets against the misconduct of its employees, providing peace of mind and financial stability in the event of betrayal or wrongdoing. This ensures that any financial impact caused by such acts can be addressed without placing an unnecessary burden on the business's cash flow.

The other options refer to different types of insurance needs: injuries sustained by employees on the job would typically be covered under workers' compensation insurance, regulatory fines generally fall under other liability policies, and losses due to accidents involving business property would typically be covered by property insurance. Each of these pertains to distinct aspects of risk management and does not fall under the scope of employee dishonesty coverage.