What is the primary purpose of business contents insurance?

The primary purpose of business contents insurance is to protect tangible property like inventory and office furniture. This type of insurance specifically provides coverage for physical items that a business owns, ensuring that in the event of damage or loss due to incidents such as fire, theft, or vandalism, the business can recover financially. By covering these assets, business contents insurance helps maintain the operational continuity and financial stability of a business.

While the other options address important aspects of commercial insurance, they do not align with the specific focus of contents insurance. Liability coverage pertains to legal claims against the business, employee injury insurance relates to workers' compensation, and coverage for loss of income deals with business interruption insurance. Each of these addresses different risks, but they do not cover the protection of the physical property itself, which is central to the purpose of business contents insurance.