What is the term for coverage that protects against employee injuries on the job?

The term for coverage that protects against employee injuries on the job is Workers' Compensation Insurance. This type of insurance is specifically designed to provide financial and medical benefits to employees who suffer work-related injuries or illnesses. It not only covers medical expenses related to the treatment of the injury or illness but also provides wage replacement benefits and rehabilitation costs.

Workers' Compensation is crucial for ensuring that employees are supported and protected when accidents occur in the workplace, thereby fostering a safer working environment. It also serves to limit the liability of employers, as it provides them with a degree of protection against legal actions taken by injured employees.

The other options, while related to health and liability in various contexts, do not focus specifically on job-related injuries. Health Insurance generally covers medical expenses for a wide range of health issues, not just those arising from work. Employer's Liability Insurance serves as a supplementary coverage to Workers' Compensation but is specifically designed to protect employers against claims that arise outside of the Workers’ Compensation framework. General Liability Insurance covers third-party claims for bodily injury, property damage, and personal injury, which does not directly address employee injuries sustained while at work.