Which of the following does NOT typically fall under general liability insurance?

General liability insurance is designed to protect businesses from claims involving bodily injury, property damage, and personal injury that may arise from business operations. However, coverage typically excludes losses resulting from intentional acts of the business owner. This is because intentional acts are not accidental and thus fall outside the purview of general liability protections, which are meant to cover unforeseen incidents rather than deliberate actions.

Accidental bodily injuries to others, property damage caused by business operations, and product defects causing customer harm all represent scenarios where general liability insurance would provide coverage, as these situations arise from the normal activities of a business and are typically unintended consequences. In contrast, intentional acts are premeditated actions and are generally excluded from coverage, as insurance is not intended to cover losses incurred from deliberate wrongdoing. Therefore, it's clear that intentional acts of the business owner do not align with the protective purpose of general liability insurance.